We are way into summer and some of you are probably getting ready to start school soon. It’s amazing how fast memories of laughter, lazy days and margarita lunches fade. As I cleaned out my wallet the other day and realized it was empty, I decided it would be a good time to attack the financial health of our home. This is something I’ve been avoiding. I pay the bills each month but don’t really have my arms around our financial health. This is such an overwhelming project to me so I am going to break it down and start small…where can I save some money.
Chances are if you have children, you are always trying to figure out a way to save money and cut costs. I don’t remember anyone ever telling me how expensive these little monkeys were going to be EVERYDAY. I bet I save $30 if I don’t take them to Target with me! Here are a few quick and easy ways to cut costs right now.
- Make a list of any subscriptions and memberships you have. Cancel what you are not using. My list is at 35 and counting. I am sure there is something I am forgetting. To date, I will save over $500 a year. I had an old email address was costing me over $250 a year.
- Call your cable company. They don’t advertise this but they change promotions every 6-12 months. You have to put it on your calendar and remember to call. I just called mine and reduced my bill by almost $35 a month…a savings of almost $420 a year.
- Clear the clutter! Sell your stuff on ebay, craig’s list, nextdoor, let go. I am sure you have lots of stuff around the house that you are not using. LET IT GO! Not only will you have some extra cash and you will feel lighter! So far this year I’ve made over $1,000 and I have a lot more stuff the sell.
- Shop your auto insurance. I have to be honest. This is one that I’ve been putting off but I am going to tackle it this month.
- Acorns! I love Acorns. It’s an app on my phone that I have set up to save $5.00 a week. You can also do round ups if you link your credit cards if you want to save a little more. It’s amazing how all the little bits really add up when you don’t pay attention to them. I set it and forget about it and now I have $536.77. That’s not too shabby.
If you found these tips helpful or can share some other money saving tips, please leave a comment!